Travel Insurance Plans

For Canadian Groups

The Explorer Package from insurance provider TuGo, covers you on Domestic and International Trips, and for a range of events, including:

• A participant’s injury, sickness, or death of a family member;
• Theft of passport or visas;
• Flight cancellations and delays;
• Loss of luggage and personal effects;
• Trip cancellation or trip interruption due to covered reasons such as illness, injury, death, acts of terror;
• Trip cancellation due to Government of Canada travel advisory for “avoid all travel” or “avoid non-essential travel”;
• School Board or governing organization-enforced trip cancellations

Cancel For Any Reason Waiver Benefit*

Along with providing you with the above insured benefits from TuGo, the Travel Protection Plan for Canadian clients is also packaged with the WorldStrides exclusive Cancel For Any Reason (CFAR) Waiver benefit. This CFAR waiver allows you to cancel your trip for any reason not otherwise covered by your insurance policy. WorldStrides will reimburse you for 75% of the amount due as per the payment schedule, provided you cancel your trip more than two (2) days before to your scheduled trip departure date.

The Cancel For Any Reason Waiver does not cover:

• Penalties associated with any air or other travel arrangements not provided by WorldStrides; or
• The failure of WorldStrides to provide the bargained-for travel arrangements due to cessation of operations for any reason

The cost of Travel Protection Plan is $25 per day of your tour. The plan must be purchased within 10 days of your tour enrolment to ensure maximum coverage and cannot be refunded once purchased.

*The Cancel For Any Reason Waiver Benefit is provided by WorldStrides and is not a TuGo insurance policy benefit.

If you have questions about your coverage, please call TuGo at 1-855-929-8846 and refer to the Explorer Plan. 

For U.S. Groups

Our American insurance provider Trip Mate offers two types of travel protection plans, depending on your needs:

• The Travel Protection Plan (TPP) ;
• The Ultimate Travel Protection Plan (UTPP)

Travel Protection Plan (TPP)

Our standard Travel Protection Plan covers you for the following events :

• A participant’s injury, sickness, or death of a family member;
• Documented theft of passport or visas;
• Flight cancellations due to strike or bad weather;
• Loss of luggage and personal effects;
• Medical expenses incurred while on the trip;
• and much more...

The plan exclusion for pre-existing conditions is waived if you purchase the plan within 14 days of your initial deposit/payment for your trip. This plan may not be purchased after you have made the final payment for your trip.

Ultimate Travel Protection Plan

Along with providing you the same benefits as our standard Travel Protection Plan, the Ultimate Travel Protection Plan also includes a Cancel For Any Reason benefit. With our Cancel For Any Reason benefit, if you cancel your trip for any reason not otherwise covered by this policy, we will reimburse you for 75% of the non-refundable cancellation fees which apply to your trip, provided:

1. Payment for this plan is received by WorldStrides within 14 days of the initial deposit/payment of your trip; and
2. You cancel your trip 48 hours (2 days) or more before your scheduled trip departure date.

This Cancel For Any Reason benefit does not cover:

1. Penalties associated with any air or other travel arrangements not provided by WorldStrides; or
2. The failure of WorldStrides to provide the bargained-for travel arrangements due to cessation of operations.

The Cancel For Any Reason benefit is provided by WorldStrides and is not an insurance benefit underwritten by United States Fire Insurance Company. It must be purchased at enrollment or within 14 days of the initial payment for your trip.

As to provide further peace of mind, WorldStrides has added an exclusive Cancel For Any Reason Waiver (CFAR) benefit to the TripMate International Plan. This CFAR waiver allows you to cancel your trip for any reason not otherwise covered by your insurance policy. WorldStrides will reimburse you for 75% of the amount due as per the payment schedule, provided you cancel your trip more than two (2) days prior to your scheduled trip departure date.

Please see plan details for a full list of covered reasons: Plan Details

If you have questions about your coverage, please call TripMate at 1-833-297-2255 and refer to the Travel Protection Plan or the Ultimate Travel Protection Plan.

Speak with one of our sales consultants for more information or to add an insurance plan to your student tour.